Fineract is an open technology platform for financial inclusion that provides the core functionality needed to deliver financial services to the 2 billion poor and unbanked.

Mifos X is our standard distribution containing the platform, web client, and mobile client on Fineract. It can be deployed in any environment: cloud or on-premise, on or offline, mobile or PC; it’s extensible enough to support any organizational type or delivery channel, and flexible enough to support any product, service, or methodology. For any organization, big or small, it will provide the client data management, loan and savings portfolio management, integrated real time accounting and social and financial reporting need to bring digital financial services in a modern connected world.

If you’re looking to contribute and build on the Apache Fineract platform grab the source code on GitHub. If you’re looking to deploy a production-ready release containing the platform and web and mobile clients, download it here. Fineract is distributed under the Apache 2.0 license and Mifos X under the Mozilla Public License 2.0.

Current Release

Mifos X 17.07.01.

July 14, 2017: SMS Campaigns, Address Module

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  • Our vision is simple. Architect a platform that fulfills the four key pillars of the roadmap to financial inclusion.

  • Each feature is openly distributed in our core platform and cleanly exposed via an API

  • So that our community can grow and evolve this platform by building out a full suite of apps.

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You can simply start using the Mifos X Community App on your own or with one of our Partners or if you need a custom solution, extend the Mifos X platform to create your own. Both are built on the leading OS frameworks, fully open, and supported and extended by our global partner network and community of volunteers.

Fineract Platform

Modern platform with a modular service-oriented architecture providing the core functionality needed for financial inclusion. Everything is exposed through APIs allowing partners & developers to leverage and re-use the core while quickly building out unique apps, solutions, and integrations.

Mifos X Architecture Diagram
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Browse API

Mifos X

Our standard product built on top of the platform including both a web client and mobile client.  It’s a lightning-fast, cleanly designed, responsive web app that supports the most common financial inclusion methods. Customers can use it out of the box, partners can resell it as is or can modify and localize it to fit their region.

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Mifos X is extensible enough to support the entire range of financial services needed for full financial inclusion:

  • Credit Products
  • Savings Products
  • Mobile Payments and Transfers
  • Insurance

Complete Flexibility

The Fineract platform contains all the functionality needed for deploying a complete financial inclusion solution and can be configured for:

  • Any combination of financial services
  • Any market or demographic
  • Any organizational type or size
  • Any delivery channel or methodology
  • Any deployment environment (cloud or on-site)
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Ready to build on the platform or use the community app?

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